<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://www.fxandfloat.com/p/when-payments-m-and-a-is-backed-by</loc><news:news><news:publication><news:name>FX &amp; Float</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-07-23T12:43:33+00:00</news:publication_date><news:title>When Payments M&amp;A Is Backed By Valuation, Not Strategy</news:title></news:news></url></urlset>